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Why Personal Budgeting Should Be Your New Years Resolution If you’re struggling with finances, the year 2015 can be a fresh new start for you. How? By embracing personal budgeting. Personal budgeting makes it easy for you to keep track of your money so that you don’t overspend. Here are some reasons it should be…

Household Money Saving Tips for the Holidays The holiday season is a wonderful time of year when people all over the world gather together with special friends and family members to create magnificent memories, enjoy festive feasts, and exchange gifts to demonstrate their love and appreciation for one another. Unfortunately, it is also a time…

Great Small Gift Ideas for Friends There are three rules to having great small gift ideas. The first rule is to make the give relevant and appropriate to the individual. In other words, personalize it. The second rule involves choosing gifts that are handmade. Lastly, the gift should be inexpensive and memorable. Dinner A gift…

How to Shop Holiday Sales to Make the Most of Your Budget With the holidays nearly upon us, holiday sales abound, both in stores and online. These sales are only going to become more numerous as the holidays approach. If you want to make the most of your budget, however, you have to pay close…

Holiday Shopping on a Budget: How to Stick to it Holiday shopping is often one of the biggest drains on your wallet this time of year. Even when times are tough, your love for your family and friends can lead you to easily go beyond your means while shopping for gifts. Shopping on a budget…

Christmas Decorating on a Budget Part of the fun of the holidays is decorating your home for Christmas.  If money is a little tight this year, it helps to know how to decorate without spending a lot of money.  By putting these simple tips to work, you can manage your Christmas decorating on a budget…

  7 Tips for Dealing With Holiday Stress For some people the Christmas holiday season can be very stressful, especially if your goal is to make a lot of people happy. Holiday stress can result from many activities with good intentions, such as planning a party, sending out hundreds of Christmas cards or worrying about a…